Category: Uncategorized

First your roof needs to be inspected and photographic essay created so you have sufficient information to file the claim.
After you call or submit your claim with an insurance adjuster appointment will be scheduled and a representative from your insurance company will come to assess the damage.
Once your claim is approved, an insurance estimate check for ACV or RCV will be sent to you .
If you have an Actual Cash Value (ACV) policy your insurance will only pay for the depreciated value of your roof meaning what the roof on your home is worthed today. 
(RCV)Replacement Cost Value policy will cover replacement of a full roof and you will receive 2 checks first one for ACV of your roof, after work is completed and you show proof that all the work has been done insurance will send out the second payment that is called Recoverable Depreciation.

 It is important you share insurance paperwork with us.

After your claim is approved and you receive your first check, we will meet to go over plans for your new roof and we will ask to see your insurance estimate. We ask for the paperwork because your claim has important information for us that will help us do the job correctly.
Depending on your policy ACV/RCV the paperwork will have Xactimate estimate. It will also have a line item list of what your insurance adjuster found when they inspected your roof. All that information is very important to us because it allows us to know the scope of work and it protects you from insurance fraud and most of the time the cost of roof replacement is greater than the insurance estimate and that could be a big problem for you.That is why we send our Estimate/ Supplement before we start work so everything is covered, since some adjusters leave off items that are required by local codes. If your policy has a code upgrade provision in it then they have to pay if not you are going to be responsible since by law thouse codes have to be respected. 

Working in sync with us ensures you get exactly what your damaged roof needs in compliance with your insurance and that we do the job right the first time. If we don’t see the paperwork then we won’t know what the insurance company included in the estimate or the scope of work required. 

When you live in Chicago your roof is the first that gets impacted by harsh windy, snowy weather. You don’t think about how important it is to have a well maintain roof until it starts leaking. Winter in Chicago is bound to be cold and snowy so most people get their roof inspected in the fall and here are 3 reasons why.

Reason 1: Detect Small Problems Early!

Usually we don’t make a big deal of a little leak but when a pile of snow covers your roof then things get a little more serious. Fall inspection will prevent small issues from becoming major problems and it’s not fun to have a pile of snow on your dinner table because the roof failed when a small issue grew much larger.  

Reason 2: Energy Efficiency Reason

Everybody knows your roof keeps the cold air out and the warm air in but if there are undetected holes or you have a 3-Tab old roof you might not have ice and a weather shield and that is a big problem. Inspection will point those issues out and you will have enough time to do necessary repairs or have your roof replaced.This way your home will operate more efficiently and you will save money on energy bills because you had fall inspection .

Reason 3: Hotel For Wildlife  

As the winter approaches and temperature goes down our furry friends are looking for a good place to hide and what better place than your attic. Raccoons, possums and squirrels will easily find those small cracks in your roof and take up residence under your roof. Animals can sense where heat is coming from and use sharp front teeth to turn a small hole into a gaping entryway. On Inspection an expert will find and pinpoint areas where the roof has or is about to fail. This will prevent you from turning your home into a Hotel for furry friends and save you money on repairs and exterminator.

Roofing Inspection In Chicago

If you haven’t had your roof inspected in a few years, or are due for your annual inspection, now is the best time to get it done. At Iron Guys Roofing , we have over 20 years of experience helping Chicago and suburban homeowners protect their homes from the harsh Illinois weather.

CALL US TODAY 877-557-2420

 Schedule a roof inspection. Our eagle-eyed roof inspectors can help save you thousands of dollars by preventing small damage from turning into major expensive repairs.

In Chicago, the cost to replace a roof can range from $4,500 to $32,000. The cost depends on the size, condition, and requirements for the roof. Quality roofers will provide a free quote to give you an accurate quote and advise the best options for your roof.

Cost Factors for Replacing and Repairing a Roof
Size of Your Home
The cost of replacing and repairing a roof can depend on the size of your home. A quality roofer will usually charge per square feet or a square, which is 100 square feet. Getting asphalt shingles fixed or replaced can cost between $3.00 to $5.50 per sq ft or $350-550 per square. Most Roofers will charge for a site visit, those rates may vary.

Type of Roof and Their Slope Degree
Depending on the type of roof or roof pitch, which is the term used for the angle or slope of the roof, your cost can differ. The roof pitch is important to determine how much material is needed, as well as the type of material best suited for the slope.

State of the Roof
The state of your roof determines whether you need to replace or repair it. This can differ your cost significantly.

If the roof has sustained damages but can still be redeemed, then this will allow you to repair just the area that requires attention. One of the common work done on roofs is repair leaks due to worn out or improperly installed shingles, which can be repaired by sealing the leaks and replacing the asphalt shingles. This could cost between $150 to $1,100. The cost ultimately depends on the work involved and the materials required.